Saturday, September 4, 2010

A Consumer’s Tip : Online Shopping

Online shopping is very tempting because it offers the lowest price that the consumers cannot find in any of the retails shops for all the branded items. However, there are many problems surrounding this. Therefore, the customers have to be very careful when buying products online. They should never assume that the website’s protection program would protect them from all the frauds because if the company is offering the lowest price, then the probability of getting a good product is very less. There are chances that the product may not be shipped to the customer or if they are damaged while shipping, the company will not replace it. Therefore, the consumer should make purchases only from reputed online shopping websites that offer good policies than complaining in the future.
The customers should make sure that he reads the privacy policy of that website before signing up, because there are chances that their personal information will be passed on to other websites and the customer’s inbox would be bombarded with spam mails. Therefore, it is better to use a separate mail for doing online shopping. They should give more importance to the return policy, i.e. if they are not happy with the product or if it is a faulty product, they need to send it back to the company. For that, the website might charge money from the customers. The company will deduct the shipping expenses from the refund amount. While making purchases online it is better to follow the normal payment options followed by the reputed website. Therefore, the chances of cheating the customers are comparatively low. The customers should periodically check their emails for the offers from the website and make purchases when they have given them some attractive offers.
While making online purchases the consumers should always make sure that, they have some proof for the purchases they made. For that they should take a print out or note down the company’s name, phone number, address, order confirmation page or a page that contains the description of the products that the consumer had purchased. It is better to have a print out of their policies so that the consumer can refer it when he finds time. The consumers should always keep the mails that we have received while making the transaction because it will be useful in the future if the company gave them a faulty product or when they have not received the product that they have ordered.
For the safety of the customers, it is better to use some of the best security software because the number of cyber crimes is increasing daily. The customer should make sure that the security software includes antivirus, antispam, and antispyware. The customers should be aware of the phishing because phishers will fake send mails to the customer’s email address and they will ask the consumer to verify the mail. When they click such links, the phisher will get all the details about the consumer including the credit card number, pin number,etc and the phisher will use the consumer’s credit card for making online purchases.

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